Business
Yes, it’s possible. Some lenders offer startup-friendly loans based on your business plan, projected income, or personal financial history.
We can help guide you toward options that fit your situation.
You’ll usually need proof of identity (like a passport or driver’s license), proof of income (payslips, bank statements), and possibly employment or residency documents.
Requirements may vary depending on the loan type.
Interest is what you pay to borrow money. It’s calculated as a percentage of your loan amount. Rates can be fixed (stay the same) or variable (can go up or down over time).
A secured loan is backed by collateral (like a car or property), which the lender can claim if you don’t repay. An unsecured loan doesn’t require collateral but may have higher interest rates due to increased risk.
We sure do! We have a range of unsecured and secured loans, meaning we have various options to suit your business needs.
In short, it’s determined based on your cash flow – much like a home loan. Your borrowing capacity will be calculated based on income vs expenditures.
Personal
Yes, in many cases you can.
Eligibility depends on your visa type, income, and how long you’ve been in the country. We assess each application individually to find the best solution for you.
You’ll usually need proof of identity (like a passport or driver’s license), proof of income (payslips, bank statements), and possibly employment or residency documents.
Requirements may vary depending on the loan type.
Interest is what you pay to borrow money. It’s calculated as a percentage of your loan amount. Rates can be fixed (stay the same) or variable (can go up or down over time).
A secured loan is backed by collateral (like a car or property), which the lender can claim if you don’t repay. An unsecured loan doesn’t require collateral but may have higher interest rates due to increased risk.
An approval can be achieved within 1-3 days. However, allow time to collate any required documentation, as this can extend the process.
A pre-approval isn’t necessary, but it’s certainly advised. It’ll provide guidance in terms of your potential borrowing capacity, which is a factor in terms of how much you can afford to spend.
Get started on your finance journey today.
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